Personal Insurance

Smith Insurance

Auto Insurance

Auto insurance is designed to cover you for any potential auto-related damage, loss or injury. It protects much more than just your vehicle. There are a number of things at stake in the event of an accident. This is why it is imperative that you maintain the proper level of insurance coverage for your special circumstances.

Smith Insurance will recommend the appropriate level of auto coverage that is right for you. We will provide you with options from the best carriers in the industry. As the region’s largest independent agent, Smith Insurance also provides you with the most choices. We will design
the best customized plan for you and your family.

Compulsory Auto Policy Coverage

  • Bodily Injury to Others
  • Personal Injury Protection
  • Bodily Injury Caused by Uninsured Auto
  • Damage to Someone Else's Property

Smith Insurance

Optional Coverages

  • Optional Bodily Injury to Others
  • Medical Payments
  • Collision
  • Comprehensive
  • Substitute Transportation
  • Towing and Labor
  • Bodily Injury Caused by an Underinsured Auto

Contact Smith Insurance today for more information about Auto Insurance or fill out our online quote form.

Request a Quote

Homeowners Insurance

Your home is the most important investment you’ll ever make. It only makes sense to protect your investment with a comprehensive homeowners plan.

The experienced insurance professionals at Smith Insurance will tailor your plan to your specific needs. Protecting your investment is what Smith Insurance is all about.

Basic Protection You Need For

  • Your home
  • Other buildings or structures on your property
  • Your personal belongings - furniture, clothing, appliances, etc.
  • Additional living expenses
  • Your personal legal liability

Special features you can choose for additional security

  • Home Replacement Guarantee
  • Replacement Cost on Contents
  • Additional Coverage Form

Contact us today for more information about Homeowners Insurance or fill out our online quote form.

Request a Quote

For Your Family:

Now more than ever, it is of the utmost importance for individuals to be looking out for the welfare of themselves and their families. You've worked long and hard to provide the best for your loved ones. Nobody understands this better than the team at Smith Insurance. When it comes to providing families and individuals with the best auto insurance, health insurance, life insurance, and homeowner insurance policies possible, Smith Insurance is second to none. We have built our reputation by Protecting You Like Family. Our customers are all part of the Smith family and this is always on our minds. We go above and beyond in providing the best in all of the insurance products you need in order to stay safe and protected. In addition to the informational resources we provide for family and individual insurance products, you can also use our website to get free auto, health, life and home insurance quotes.

No matter where you live or who you are, if you drive an automobile you need to have auto insurance. Automobile insurance needs will vary based on personal situations and also one individual’s coverage needs compared to another. For more information about how Smith Insurance can guide you to the best car insurance package that fits your needs, please visit our Personal Auto Insurance section.

One of the most difficult things to think about is life insurance. However, you want your family to be prepared in the event that something happens to you. Smith is here to guide you through this process and eliminate all the stress that one may have when hearing the term life insurance. To learn more about life insurance, what it covers, and why you need it, please visit our Life Insurance section.

Nobody wants to take a gamble on their health and even if you’re young and perfectly healthy, you never know just what might be around the corner. If you or your family members become injured or ill, you want to have a sound health insurance policy. Having this to fall back on will provide you with the right funding you need to cover any and all health care expenses that might occur. There exist a number of different varieties of health insurance and you may not know exactly which one is for you, don’t sweat it. The team at Smith Insurance can help explain to you the difference between HMOs, PPOs, and Fee-For-Service health plans and lead you on the right path to figuring out which plan is for you. To get a better picture of what Smith Insurance can offer you, please see our Health Insurance section.

One way to minimize future surprises is to be one step ahead, by considering the option of a Long Term Care policy. Long Term Care differs from regular health insurance in many ways and is not covered by most traditional programs. However, it is still a very important and wise investment to make. Long Term Care insurance focuses on making sure that individuals and families have access to the right care and support needed when they or a family member become unable to perform the basic activities of daily living. To learn more about this very important safety net, please read our Long Term Care Insurance section. If you want the best future for your loved ones, make sure to seriously consider Long Term Care Insurance.

Becoming a homeowner is an achievement that requires a lot of hard work, responsibility, and self discipline. You've worked long and hard to get where you are and to enjoy your home and possessions. However, if you don't have the proper insurance coverage you could lose everything in an instant; whether it is through fire damage, theft, or many other possibilities. Here at Smith Insurance we will make sure this never happens to you. We provide only the best in homeowner insurance to protect you, your home, and your possessions. When talking about prized possessions one must consider Jewelry Insurance. To receive more information on how to get security and peace of mind through homeowners insurance, you can view our Homeowners Insurance section.

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